Effective Date: September 3, 2026

Welcome to the website of Michele Shkor (“Michele Shkor,” “we,” “us,” or “our”). By accessing or using this website, you agree to these Terms of Use. If you do not agree with these Terms, please do not use the website.

1. Use of the Website

You may use this website only for lawful purposes and in accordance with these Terms.

You agree not to:

• Use the website for any unlawful or unauthorized purpose.

• Attempt to gain unauthorized access to the website or its systems.

• Interfere with or disrupt the website or its security.

• Copy, reproduce, modify, distribute, or commercially exploit website content without permission.

• Upload or transmit unlawful, threatening, defamatory, abusive, or otherwise objectionable material.

• Use bots, scraping tools, or other automated methods to collect information from the website without permission.

2. Website Content

Unless otherwise stated, content appearing on this website, including text, photographs, graphics, logos, designs, videos, and other materials, may be protected by applicable intellectual-property laws.

You may view and use website content for personal, non-commercial purposes. You may not reproduce, republish, distribute, modify, sell, or commercially exploit website content without permission.

3. Accuracy of Information

Reasonable efforts may be made to keep information on this website accurate and current. However, information may contain errors, omissions, or outdated material.

Content may be changed, updated, or removed at any time without notice.

4. Third-Party Links

This website may contain links to websites or services operated by third parties.

Michele Shkor does not control third-party websites and is not responsible for their content, policies, products, services, or practices.

Your use of third-party websites is subject to their applicable terms and policies.

5. User Content

If you submit comments, reviews, photographs, testimonials, messages, or other content, you are responsible for the content you submit.

You represent that you have the right to submit the content and that your submission does not violate another person's rights or applicable law.

Nothing in these Terms is intended to prohibit or restrict honest opinions or reviews. Applicable law may protect consumers' rights to provide honest reviews about businesses, products, or services.

6. Disclaimer

This website and its content are provided on an “as is” and “as available” basis to the extent permitted by law.

Michele Shkor does not guarantee that the website will always be available, uninterrupted, secure, or error-free.

Information on this website is provided for general informational purposes and should not be considered professional advice unless specifically stated otherwise.

7. Limitation of Liability

To the fullest extent permitted by law, Michele Shkor will not be responsible for indirect, incidental, consequential, special, or punitive damages arising from or related to your use of, or inability to use, this website.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

8. Changes to These Terms

These Terms may be updated or changed from time to time.

Updated Terms will be posted on this website. Your continued use of the website after changes are posted means that you accept the updated Terms to the extent permitted by law.

9. Termination

Access to the website may be suspended or terminated when appropriate, including when these Terms or applicable laws are violated.

10. Governing Law

These Terms are governed by the laws applicable in the State of South Carolina, except where applicable law requires otherwise.

11. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

12. Entire Agreement

These Terms constitute the agreement governing your use of this website, together with any other policies or terms expressly applicable to the website.

Last Updated: September 3, 2026